Minsheng Bank is actually an excellent bank with a very good equity structure. It can be said that it is on par with Industrial Bank, but it is currently in a bit of trouble. Looking at today's valuation, the stock price is 7.51 yuan, 0.73PB, and 5.42PE. The market has given a price that is going to go bankrupt. Looking at the top ten shareholders, Shi Yuzhu of Shanghai Kent has 1.149 billion shares, Liu Yonghao of New Hope has 1.523 billion shares, and Lu Zhiqiang of Oceanwide Holdings has 1.68 billion shares. In other words, each of these three bosses can take their own shares. The real money held by Minsheng Bank is about 10 billion shares. Once Minsheng Bank goes bankrupt, it is estimated that they will be almost done.

Then the question is, they are not in a hurry, why are we small casuals in a hurry? If Minsheng were to go bankrupt, they would definitely be the first to run away.

So the small companies that have taken Minsheng are actually worried that their stock prices will not rise, while Maotai, Hengrui, and Gree that have not taken them have risen too much. In fact, in the long run, the banking industry has investment value more than any other industry. This is why Jack Ma, Ma Huateng and others will eventually get involved in the financial industry, engaging in banking and insurance. 1 In the long term, there is no ceiling in the banking industry, but there is a ceiling in other industries. Will Moutai's performance continue to grow at a high rate? Can it increase prices indefinitely? This possibility is uncertain! Maybe the proportion of young people drinking liquor will gradually decrease. As people’s health awareness and cultural level increase, the liquor culture may also slowly decline! Hengrui only makes generic drugs and does not have its own core R&D capabilities. In the air-conditioning industry, as the peak of real estate construction passes, will the number of new air conditioners slowly stop growing when a certain proportion is reached?

2 The banking industry has huge capital requirements, strict license management, and implicit government credit guarantees , and it is not comparable to ordinary industries?

3 Today, many stock investors think that banks are not worth investing in because they have been underestimated for a long time. Then countless business giants dream of squeezing them out. Enter the financial industry, why? The financial industry is the industry with the most long-term value in the business community. There is actually no need to analyze whether bank stocks will grow today, and how much they can grow? Just analyze whether it will go bankrupt.