If CCB's credit card is overdue, please repay it as soon as possible. The earlier the repayment, the smaller the impact on the credit record. Because the actual situation of different customers is different, we will handle it according to the actual situation of customers. Please dial 95533, press the # key, and then press the voice prompt to select "3 Credit Card Service" for consultation. Long-term overdue repayment by customers will lead to overdue credit cards. This information will be recorded in the customer's personal credit record, which may affect the future loan to buy a house, a car and a credit card. If customers are worried about forgetting to repay, they can follow "China Construction Bank" on WeChat to remind them to collect money. In order to avoid the influence of overdue repayment on personal credit, it is suggested to arrange credit card repayment in advance.

Tip: 1. If the credit card fails to repay in full after maturity, interest will be charged from the date when the consumption is recorded, and compound interest will be calculated monthly. 2. If the repayment amount is lower than the minimum repayment amount, a certain proportion of the unpaid part of the minimum repayment amount shall be regarded as the repayment penalty. 3. The overdue information arising from the failure to repay the minimum repayment amount of the credit card in full and on time will be submitted by CCB to the financial information database of the People's Bank of China as required.