Industrial and Commercial Bank of China repayment troubles

You can log in to mobile banking, use the "Credit Card - Immediate Repayment" function, and follow the prompts to make repayments for foreign exchange purchases with a credit card. For self-service foreign exchange purchase and repayment, the transfer-out account must be the cardholder's own online banking or mobile banking counter-registered card, and the transfer-in account must be a self-service add-on card to handle foreign exchange purchase and repayment. The transfer-out and transfer-in accounts must be in the same region, not the same card.

If the status of the credit card you need to repay is normal, the status of the RMB account is normal, and the RMB account has sufficient available deposits (overdraft cannot be used to purchase foreign exchange), you can also call 95588 before the repayment date and transfer to manual service. You try to handle online foreign exchange purchase and repayment.

(Answer time: April 26, 2022. In case of business changes, please refer to the actual situation.)

How to repay ICBC credit card?

ICBC credit card repayment date

1. Explanation of ICBC credit card repayment date

Repayment due date: refers to the credit card stipulated by the card issuer The last date by which cardholders should repay their full amount due or the minimum payment amount.

2. Calculation of repayment date for ICBC credit cards

The bill date for ICBC credit cards is uniformly the end of the month, which is the last day of the natural month. For example: the billing date in March is March 31st; the billing date in April is April 30th. The repayment due date for ICBC credit cards is the 25th day after the statement date, which is the 25th of the next month.

The interest-free repayment period starts from the statement date to the due payment date. The longest interest-free period for ICBC credit cards is 56 days and the shortest is 26 days. You can enjoy the longest interest-free period by swiping your card on the 1st of each month. Interest-free period.

ICBC credit card repayment methods

1. ICBC credit card repayment methods - RMB repayment

1. Counter, ATM deposit or transfer Repayment

Warm reminder: Large deposits over the counter [50,000 yuan (inclusive) and above] must present the identity documents of the person and the agent.

2. Transfer money from other banks for repayment

When filling in the remittance receipt, fill in the "cardholder name" as the "full name of the beneficiary unit" and fill in the "credit card" as the "account number of the beneficiary unit". ", "Bank of Account" fill in "Peony Card Center of Industrial and Commercial Bank of China Co., Ltd.", and "Remarks/P.S." indicate credit card repayment. If the remittance bank requires the beneficiary bank number, the customer is asked to inform the remittance bank of our bank number "102100005001".

3. Automatic repayment

You can register, modify and cancel the automatic repayment business through our bank's card issuer, designated outlets, online banking or telephone banking. It expires every month Repayment Our bank will automatically deduct the money from the designated account for your repayment on the agreed date.

4. Repayment by telephone banking transfer

5. Repayment by online banking transfer

2. ICBC credit card repayment method - repayment

1. Deposit cash for repayment at ICBC branches

If you deposit cash other than the account currency, it will be converted into the account currency according to the quoted price on that day. .

2. Remittance from the foreign exchange account of ICBC

When filling in the remittance receipt, fill in your name in the "Full Name of the Recipient Unit" and your "Account Number of the Recipient Unit". "Bank of Account" fill in "Industrial and Commercial Bank of China Co., Ltd. Peony Card Center", and "Remarks" column indicates "Peony Dual Currency Credit Card Repayment". The account name of the remittance account and the account name of the receiving card must be consistent.

3. Remittance from foreign exchange accounts of other domestic banks

4. RMB foreign exchange purchase and repayment

Telephone banking foreign exchange purchase and repayment: You can call customer service Hotline (95588)/VIP hotline (4006695588), entrust our bank to purchase foreign exchange as your agent.

Over-the-counter foreign exchange purchase and repayment: You can go to the branches of our bank that offer foreign exchange trading business, and use local money-link cards, credit cards, quasi-credit cards, dual-currency credit cards, RMB accounts, international Use debit card RMB accounts and other personal settlement accounts of our bank to handle foreign exchange purchase and repayment.

Online banking foreign exchange purchase and repayment: You can conduct RMB foreign exchange purchase and repayment business through our bank's online banking.

5. Automatic repayment

6. Overseas repayment.

How to repay with ICBC credit card

Automatic repayment means that you register an ICBC account as a transfer account in advance, and after signing the automatic repayment, you will be paid by us before the due repayment date. The bank will automatically deduct funds from your account and transfer funds to repay the balance owed to your credit card account. Come and experience it now.

(The above content will be answered by ICBC’s intelligent customer service “Gong Xiaozhi” on September 14, 2021. In case of business changes, please refer to the actual situation)

ICBC How to repay with credit card

The repayment method of ICBC credit card is as follows:

1. WeChat repayment:

(1) Open WeChat and click " "My";

(2) Click "Pay" - "Credit Card Repayment";

(3) After entering, just follow the prompts to repay.

2. Alipay repayment:

(1) Open Alipay and click "More";

(2) Find "Credit Card Repayment" in Convenient Life "Repay" and click to enter;

(3) Then click "Repay" - "Repay Credit Card";

(4) Follow the prompts to repay.

3. ATM machine repayment:

Just transfer the money from the debit card to the ICBC credit card through the ATM machine.

4. Counter repayment:

Go to an ICBC branch with your credit card, ID card, debit card or cash, and handle credit card repayment at the counter.