The following banks do not charge handling fees for credit card withdrawals.

1. Cards that waive the first transaction fee

The most common card is to waive the first transaction fee for monthly cash withdrawals. According to incomplete statistics: China Merchants Bank Young Card, China Merchants Bank Weibo Master Card, China Merchants Bank GQ Card, CITIC Bank International Student Credit Card, Pudong Development Bank Fortune Gold Card, Pudong Development University Youth Card are exempt from the first handling fee for monthly cash withdrawals. For cardholders who don’t often withdraw cash, it’s quite good to have a card that waives the first transaction fee, but remember that only the first transaction fee is waived.

2. Free of charge for cash withdrawals in other places

Although the use of credit cards does not mean that the cardholders are local or different, it is the same if they withdraw cash with a credit card. Local cash withdrawals The handling fee charging standards for cash withdrawals in other places are different. You can choose Guangfa Bank Ctrip Card, which waives the handling fee for the first cash withdrawal in other places every month. Not only that, it also comes with travel accident insurance. This card is a good choice for friends who often travel abroad for business or tourism.

3. Handling fees are waived no matter where you are.

Hua Xia SMART credit card cash withdrawal fees are completely waived, whether in the same city, in another place, within the country, or abroad.

Although these cards can waive the handling fee for cash withdrawals, interest will be incurred as long as you withdraw cash overdraft. The above only waives the handling fees, and the interest will still exist, so it is best to understand it clearly before withdrawing cash.