Credit enhancement is to improve credit. Credit enhancement refers to a kind of credit enhancement strategy. Through credit enhancement, companies with low credit rating can obtain financing, and bond investors can also get multiple guarantees. For example, small and medium-sized enterprises with relatively low credit rating usually need to introduce high-quality enterprises or guarantee companies as their guarantees to improve their credit rating. Specifically, credit enhancement institutions are institutions that promote credit rating. What does the above mean by increasing the letter? Related content. What are the forms of credit enhancement?

There are four common ways to increase trust:

1. Third-party guarantee: guarantee is a common form of credit enhancement for online lending institutions;

2. Insurance, in which online lending institutions and insurance companies cooperate to provide insurance guarantee for financing of the platform and related parties, is also a way to increase credit;

3. Risk reserve: the platform sets a risk reserve to compensate for the investment damage, which is also a common method of credit enhancement;

4. Third-party depository: Third-party depository actually refers to preventing the platform from running away and ensuring that the user's assets are taken away. Introduction to credit reporting

Credit reporting is generally a credit reporting. Credit reporting institutions are institutions that manage corporate credit reporting or personal credit reporting. Credit reporting centers of the People's Bank of China are institutions that manage credit reporting in China. Credit reporting can be viewed in different ways, such as credit reporting centers of the People's Bank of China, commercial banks, branches of the People's Bank of China, etc. It should be noted that individuals should not casually inquire about personal credit reporting, because every time they view it, they will be recorded, and too many times indicate that users have too much debt. Credit enhancement is to enhance "credit", and credit investigation is to record and supervise "credit". Personal credit information includes the following points:

1. Basic information: Basic information such as the real identity information, residence information and post information of the user is recorded;

2. Credit information: in simple terms, it is the information about personal borrowing and repayment, such as the use records of loans and credit cards, which is the most critical information in the credit report;

3. Non-financial liability information: information generated by transaction before payment, such as telecom payment;

4. Public information: housing accumulation fund information, people's court information, tax arrears information, comprehensive law enforcement information, etc.

5. Check information: It records the recent period, when and for what reason, who checked the personal credit report of users.

what does this article mainly mean by increasing the letter? The relevant knowledge points are for reference only.