According to the regulations of Ping An Credit Card, if your credit card has been charged multiple times and the balance is insufficient, Ping An Bank may lock your credit card. Once locked, you will no longer be able to use the credit card for purchases.

Under normal circumstances, Ping An Bank will automatically unlock the card after your credit card is repaid or after a period of time has passed. However, the specific unlocking time will vary based on individual circumstances. In some cases, you may need to proactively contact Ping An Bank customer service and provide relevant repayment information to speed up the unlocking process.

If your credit card is locked and you need to use it urgently, it is recommended that you contact Ping An Bank’s customer service in time to learn the specific time and method of unlocking it. They will provide appropriate help and guidance based on your situation.