1, ATM transfer: RMB 50,000;
2. Counter transfer: There is no restriction on users to transfer money at the bank counter, but if the transfer amount exceeds 50,000, they need to make an appointment at the local outlets in advance;
3. Online banking transfer: users transfer money by SMS and dynamic password through online banking, with a quota of 5,000 yuan. The limit of transfer through the network shield is 50,000 yuan each, and 654.38+10,000 yuan per day;
4. Mobile banking transfer: the user verifies the transfer by SMS, with an amount of 5,000 yuan. Through SMS and equipment correlation verification, the transfer amount is 500,000 yuan each, and it is 6,543.8+0,000 yuan per day.
Difference of Transfer from Different Accounts in China Construction Bank
The daily transfer limit of CCB also varies according to the account level of the bank card. Details are as follows:
1 Class I account mobile banking:
If it is SMS dynamic password authentication, the daily cumulative transfer limit is 5000 yuan.
In case of SMS dynamic password+device binding authentication, the daily cumulative transfer limit is 6,543,800 yuan or the transfer limit announced by the local branch.
If it is a general shield certification, the daily cumulative transfer limit is 5 million yuan.
2. The second kind of family (the correct statement is: corporate family) (non-counter electronic banking) mobile banking:
Whether it is SMS dynamic password, SMS dynamic password+device binding or universal shield authentication, the daily cumulative transfer limit is 654.38+00,000 yuan.
3. A kind of account online banking:
If it is a dynamic password card, SMS dynamic password, certificate certificate+dynamic password card authentication: the daily cumulative transfer limit is 5000 yuan.
If it is a dynamic password card, SMS dynamic password, certificate certificate+dynamic password card authentication: the daily cumulative transfer limit is 5000 yuan.
If you pass the first generation of network shield certification, the daily cumulative transfer limit is 6.5438+10,000 yuan.
If it is a first-generation network silver shield+dynamic password card authentication, the daily cumulative transfer limit is 6,543,800 yuan.
If you use the first generation network shield+SMS dynamic password, the second generation network shield and universal shield for authentication, the daily cumulative transfer limit is 5 million yuan.
4 Second-class account online banking:
If it is a dynamic password card, SMS dynamic password and certificate+dynamic password card authentication, the daily cumulative transfer limit is 5000 yuan.
If you use the first-generation network shield, the first-generation network shield+dynamic password card, the first-generation network shield+SMS dynamic password, the second-generation network shield, and the universal shield for authentication, the daily cumulative transfer limit is 6,543,800 yuan.
How does China Construction Bank increase the transfer quota?
1. If the personal construction bank card belongs to the second-class card account, you can go to the service outlets of China Construction Bank to upgrade the bank card to the first-class card, and then you can increase the quota.
2. Customers can sign mobile banking contracts with China Construction Bank with their bank cards and ID cards, and generally sign contracts at business outlets.
After mobile banking, the transfer limit of bank cards can be increased.
3. Open the CCB network shield, become a CCB network shield user, and make CCB transfer through online banking.
How to transfer money without signing a contract with China Construction Bank?
China Construction Bank can also handle the transfer business without signing mobile banking or online banking.
1. Offline transfer: you can transfer money directly through the service desk of bank service outlets or through ATM self-service terminals;
2. Online transfer: Online transfer is mainly through third-party payment tools. But there is a limit, according to the requirements, each
The total transfer amount of one payment and one day is 50,000, and the transfer amounts of different payment systems are not shared, that is, there are 50,000 transfers respectively.