It may be because your overall score is insufficient.

Reasons for failed credit card applications:

1. The working experience must be at least half a year. In order to avoid taking risks, banks generally require users to work at least half a year. That means you need to provide proof of social insurance or housing provident fund for six months or more.

2. The income needs to reach 3,000. In order to avoid taking the risk of users not being able to repay on time, banks require users to present supporting documents that can prove their stable income when applying for a credit card. Such as salary card and current bills. If your salary is paid in cash, you can go to the bank to print out the bank card transaction records you have used for more than six months.

3. Bad credit records will affect credit card applications. The bank’s system user blacklist *** is available. If you leave bad records in a bank, including late repayments, credit card debts, etc. , your application for a credit card at any bank will generally be rejected. You can take valid documents, such as ID cards (and copies) to the People's Bank of China to print your credit record. Bad records will be cleared within 5 years.