This question can be answered based on the following points:
1. For overdue credit card repayments, the possibility of applying for a provident fund loan is low.
2. First of all, provident fund loan is a loan provided by China's housing provident fund management agency. According to China's provident fund loan policy, borrowers need to have a good credit record to be eligible to apply for a loan. Overdue credit card payments will have a negative impact on your personal credit history and lower your credit rating. Therefore, if you have 8 overdue credit card payments within 5 years, your personal credit record may be poor and you may be restricted when applying for provident fund loans.
3. Secondly, provident fund loans are usually large-amount loans used for house purchase or personal consumption, and require relatively high credit status of the borrower. The bank or lending institution will review the applicant's credit history to assess their repayment ability and risk. If you have many overdue credit card payments, you may be considered a bad borrower, which will affect the success rate of applying for a provident fund loan.
4. To sum up, if there are 8 overdue credit card repayments within 5 years, the possibility of applying for a provident fund loan is low. Overdue credit card repayments will have a negative impact on personal credit history, and provident fund loans require borrowers to have a good credit record and repayment ability.
5.
Extended information: Provident fund loan is a unique loan method in China. Loans are made through personal housing provident fund accounts, with relatively low interest rates and long repayment periods. Applying for a provident fund loan requires meeting certain conditions and eligibility requirements, which may vary by city and region. Generally speaking, borrowers need to have a continuous provident fund payment record, a stable source of income, and a good credit record.
Please note that the above answers are speculations based on common conditions. If the specific circumstances are different or other special circumstances exist, the results may be affected. It is recommended that you consult the relevant bank or housing provident fund management agency for more precise information and policies.