The longest interest-free period of CITIC Credit Card is 50 days, except for official business. The longest interest-free repayment period of the official UnionPay card is 56 days, and the interest-free period you can enjoy is different on different consumption days. Usually, you can enjoy the longest interest-free repayment period by swiping your card on the second day of the billing date.

If the cardholder uses the card on the 2nd of the current month, the consumption on the 2nd will be included in the bill of next month, which spans 1 natural month, and the final repayment date of the credit card will be extended by 19, so the consumption on the 2nd can enjoy the interest-free period of up to 50 days.