Legal analysis: (1) You can set up related repayments, or find family and friends to help repay the loans. (2) When a person is in the detention center, he can authorize others to repay the credit card on his behalf. (3) If the prisoner is sentenced, since the prisoner’s credit card cannot be used normally, the credit card account cancellation procedure should be completed. If it is inconvenient for inmates to handle account cancellation procedures, others can handle it on their behalf. The agent must hold a power of attorney written by the principal (in person) and bring the original valid identity document to handle the account cancellation business. The bill should be paid off before canceling the account.

Legal basis: Article 675 of the "People's Republic of China and Civil Code" The borrower shall repay the loan within the agreed time limit. If there is no agreement on the loan period or the agreement is unclear, and it cannot be determined according to the provisions of Article 510 of this Law, the borrower may return it at any time; the lender may urge the borrower to return it within a reasonable period of time.