Yes China Construction Bank official website query shows that the amount in the credit card can only be spent by swiping the card, and cannot be transferred. The amount in the credit card cannot be transferred to others, but it can be transferred to yourself, which is equivalent to withdrawing cash, but it can only be transferred to the cardholder's own bank card, not to others' bank card. Therefore, credit card theft can only be used for shopping and cannot be transferred. Credit card refers to various media that record the relevant information of the cardholder's account, have the function of bank credit line and overdraft, and provide relevant banking services for the cardholder.