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How about the credit card of Bank of China and JD.COM Mall?
profit

1, directly binding can be a gold medal member in JD.COM, but buying 1w in JD.COM is also a gold medal.

2, deposit and loan integration, personally feel unnecessary. ....

3. When you apply for a card, you can set any province or municipality directly under the Central Government as "My Site", and you don't need to pay handling fees for depositing and withdrawing money, transferring money and withdrawing cash at the counter of China Bank outlets in "My Site", so you can enjoy real benefits. -this is more reliable.