Legal subjectivity:

The debt of 30,000 yuan is a civil lawsuit. You are responsible for repayment, not criminal liability, and will not go to jail. If the loan is not repaid within the prescribed period, the plaintiff can apply to the court for compulsory execution. The court will seal up and freeze the property of the person subject to execution in accordance with the law. If the person subject to execution is able to repay the money but deliberately defaults, the court will list the person subject to execution as dishonest. The list will affect the daily life of the persons subject to execution, such as being unable to purchase high-speed rail tickets. If the circumstances are serious, they may also be subject to criminal liability and jail time. Legal objectivity:

Article 676 of the "People's Republic of China and Civil Code" If the borrower fails to return the loan within the agreed time limit, he shall pay overdue interest in accordance with the agreement or relevant national regulations. Article 678 of the "People's Republic of China and Civil Code" The borrower may apply to the lender for an extension before the expiration of the repayment period; if the lender agrees, the extension can be made. Article 667 of the "People's Republic of China and Civil Code" A loan contract is a contract in which the borrower borrows money from the lender and returns the loan and pays interest when due.