1. Why is the decoration loan of China Construction Bank paid by credit card?

This means that what you are doing is the Anju installment business on the CCB credit card, and the Anju installment is for those who want to renovate. For personal use, the amount of credit that can be approved will be determined based on the applicant’s credit, with the maximum being 300,000. After the payment is approved, you will receive a notification, and then go to a store that cooperates with China Construction Bank to use the amount in this installment to buy building materials and other items. When buying, the store will agree with you how many installments you want to divide the payment into. How much is the handling fee for monthly repayment? From now on, just repay the credit card on schedule every month.

2. Will the CCB decoration loan be paid back to the credit card?

When applying for a CCB decoration loan, they will give you two cards, one is a savings card and the other is a credit card. When you need money, you can transfer it to this savings card. When it's time to repay the loan, put the money back into another credit card. Both cards perform their own duties.

3. Is it necessary to have a CCB credit card to get a CCB decoration loan?

All the decoration installments of various banks are based on credit cards, and some of the decoration installments are credited to your savings card. , some give you a credit card which is equivalent to a temporary limit, but the interest is different, but the final repayment will be paid to the credit card. If you don’t have a construction credit card, he will allocate one to you when you apply for renovation installment. _Coordinates are in Guangzhou, please send a private message if you are interested

4. How to withdraw a CCB decoration loan?

Are you applying for the renovation installment with a CCB credit card? If so, then after the installment limit is transferred to you, you can apply with the bank for the first withdrawal. You need to withdraw cash. The withdrawal ratio shall not exceed 30% of your total installment approval limit and shall not exceed 50,000 yuan. In addition , if your money is transferred to a special installment card, it can only be consumed at decoration merchants, not every type of merchant.