After the credit card bill is divided into installments, the installment amount will be deducted from the credit card and cannot be used again. In the future, with the repayment of each installment, the available amount will increase accordingly. The application conditions for credit card installment payment are as follows: \x0d\ 1. Cardholders can apply for installment payment for transactions that are not accounted for (except transactions recorded one day before the accounting date and the corresponding bill accounting date). If the merchant fails to settle accounts with China Merchants Bank within two days after applying for installment, the installment application will be automatically cancelled. \x0d\ 2。 Apply for installment payment for unbilled transactions, and the minimum amount of each application shall not be lower than the minimum amount stipulated by the issuing bank. The total amount of installment application must be equal to the sum of the original transaction amounts, and it is not supported for cardholders to apply for partial installment for a single transaction that has not been accounted for. \x0d\ 3。 Transactions that cannot apply for installment payment include: cash advance, installment payment and various expenses (such as annual fee, interest, late payment fee and other credit card fees), dollar account transactions, RMB funds that have applied for foreign exchange purchase, real estate transactions, pre-authorization transactions and other transactions stipulated by banks. \x0d\ 4。 Once the cardholder's bill installment application is approved, it is irrevocable, and the installment amount and number of installments cannot be changed.