(1) The book balance includes the overdraft limit.

(2) Available deposits are the overpaid part, and the overpaid part can be withdrawn free of charge.

Total available amount of credit cards in China Bank, book balance. Details of available cash withdrawal are as follows:

(1) Total available amount: the sum of the amount available for direct cash withdrawal and the amount available for online shopping or POS card payment;

(2) Book balance: the overdraft balance of the current bank card;

(3) Available cash withdrawal amount: The current credit card can be directly used for ATM cash withdrawal.