Current location - Trademark Inquiry Complete Network - Overdue credit card - The credit card repayment date of rural commercial bank is 26th, and what is the settlement date?
The credit card repayment date of rural commercial bank is 26th, and what is the settlement date?
The credit card repayment date of the rural commercial bank is 26th. In fact, the due repayment date is the last day of the interest-free repayment period. Before this, the repayment is interest-free, and interest and late fees will be charged if it is overdue. For each bank, the interest-free repayment period is different. For example, Bank of Communications credit card, the billing date is the 3rd of each month, and the billing due date is1October 28th 20 1 1.3.

If you really don't have enough money to repay in full on the due date, please choose the minimum repayment amount of the credit card. If you repay in this way, you only need to return 10% of the total cost each time, so that although there is no interest-free repayment period, you can avoid personal credit damage.

Extended information: the issuing bank will pay the cardholder's consumption funds for purchasing goods (or services) to the merchants in one lump sum, and deduct the consumption funds from the cardholder's credit card account in stages according to the cardholder's application, and the cardholder will repay the business according to the monthly recorded amount.

In the past, credit card installment mainly included bill installment and single consumption installment, and banks usually charged corresponding handling fees according to the number of installments. Whether it is bill installment or single consumption installment, the premise is to generate consumption behavior first, and then the bank will set installment repayment for the generated credit loan.

Baidu encyclopedia-due repayment date