The credit card limit is mainly determined by the following aspects:

1. Income of the cardholder

In the early stage of applying for a card, the applicant needs to provide the bank with income Certificates, employment certificates, property certificates and other materials. The bank will use the materials provided by the applicant to identify the borrower's repayment ability and determine the credit card limit.

2. Credit status of the cardholder

The better the cardholder's credit, the more likely he or she can apply for a high-value credit card. The worse the credit, the vice versa. Severe cases will not be able to apply for a credit card.

3. Number of credit card purchases

Frequent use of credit cards, regardless of the amount, as long as the credit card can be swiped wherever possible, will definitely have only advantages and no disadvantages in increasing the credit card limit.

4. Credit card consumption amount

After applying for a credit card, when we swipe the credit card every month, the amount swiped can be as large as possible, which will also help to increase the credit card limit.