no. Credit cards can't be used immediately after you get them. You need to activate the credit card before you can use it. You can call the customer service hotline of the credit card to apply for activation, log in to the corresponding mobile banking to activate it, or log in to the mobile app of the relevant credit card to activate it. After the credit card is activated, it can be used immediately.

note, if the user applies for a credit card at the bank for the first time, he needs to go to the bank to sign it in person, and the card can be opened for use after the face-to-face signing is successful.

can credit cards be used for online shopping?

credit cards can be used for online shopping. But not all online shopping platforms can use credit cards to spend. Specifically, it is subject to the actual rules of online shopping websites. Online payment can be completed only by credit card number, password, reserved mobile phone number and other information without opening online banking.