Currently, Ping An Bank’s credit card limits generally range from 3,000 yuan to 50,000 yuan, so the maximum limit is 50,000 yuan. The limit of Ping An Regular Card is generally between 3,000 yuan and 10,000 yuan, and the limit of Ping An Gold Card is between 10,000 and 50,000 yuan. The cash withdrawal limit of Ping An Credit Card can reach up to 100% of the actual limit.
Ping An Bank credit card limit adjustment:
1. Temporary limit adjustment of Ping An Bank credit card. When using Ping An Bank credit card, if you find that the approved credit limit is not enough, you need to increase the credit limit. You can apply for a temporary increase in your credit card limit. The increased temporary credit limit will be automatically restored to the original limit after the validity period.
Tip: After the temporary credit limit expires, an over-limit handling fee will be charged for the portion actually used that exceeds the credit limit. The over-limit handling fee is charged at 5% of the over-limit portion, and there is no maximum or minimum fee limit.
2. For long-term credit limit adjustment of Ping An Bank, cardholders can submit the latest financial income certificate and apply for it at any Ping An Bank branch. Ping An Bank will make an adjustment based on their past card usage history, repayment records, etc. The situation will be reviewed and the credit card limit will be appropriately adjusted for the cardholder after passing the review.