Sesame Credit means the third-party credit reporting agency in Alipay. It objectively presents personal credit status through technologies such as cloud computing and machine learning, and forms a comprehensive and accurate credit evaluation by combining traditional financial lending information and other alternative data. This evaluation result can objectively reflect the credit status of users and provide personalized credit services for users. Sesame credit score: Sesame credit comprehensively processes and evaluates massive information data, which mainly includes five dimensions: user credit history, behavior preference, performance ability, identity characteristics and personal relationship. Different from traditional credit data, Sesame credit data covers credit card repayment, online shopping, transfer, financial management, water, electricity and coal payment, rental information, address relocation history, social relations and so on.