If it is China Merchants Bank, it is recommended that you contact the credit card customer service in advance to change the card collection address.

Credit cards automatically expire after expiration. Our bank provides card replacement service upon expiration. The new card is valid for five years. Two months before the credit card expires, our bank will send a text message to remind the cardholder to change the card, and the new card will be sent to the billing address. Warm reminder: 1. Replace the card and issue a new card of the same type as the original card. 2. If the old card type has been stopped (the card replacement SMS will remind you), other card types will be replaced after expiration. Cardholders who log into mobile banking within the validity period of card replacement registration can select "Expired Card Replacement Registration" under the "Card Management" menu and follow the prompts to perform card replacement related operations. Cards cannot be exchanged directly at branches.