Interest-free period refers to the period from the bank bookkeeping date to the due repayment date when the credit card holder repays all the payable amount before the due repayment date (inclusive). The longest interest-free repayment period is 5 days, unless otherwise agreed between the card issuer and the applicant, but the longest interest-free repayment period shall not exceed the longest interest-free repayment period required by relevant laws and regulations (except cash advance).

consumption accounting on the day of billing date can enjoy the longest interest-free period when it is carried into the next bill.