If you can't pay back that much money at one time after spending it, I suggest you apply for installment, so the pressure of repayment will be much less. You can apply for the installment of CCB's bills, that is, from the billing date to the final repayment date, you can apply to CCB for the installment of the bill consumption amount (only once every 30 days). However, the maximum application amount does not exceed 90% of the total consumption in the billed bill (excluding cash withdrawal, installment payment and other transactions stipulated by CCB), which is the whole bill application.

If the installment amount is sufficient (the installment amount is set to 100% of the permanent credit card amount), then the maximum installment amount that can be applied for this consumption is 10000*90%=9000.

12 installment, with installment principal of 9000/ 12=750, installment fee of 9000*0.48%=43.2, and total installment fee of 12 = 518.4.

24 installments, the installment principal of each installment is 9000/24=375, the installment fee of each installment is 9000*0.496%=44.64, the total fee of 24 installments is 44.64*24= 107 1.36, and the installment amount recorded in each installment is 375+.

These two periods are obvious, that is, the longer the number of periods, the less the repayment pressure in each period, but the total handling fee is definitely more expensive. After each installment is recorded, the final repayment date is also 20 days after the bill date. If you repay in full and on time, you will also enjoy an interest-free period in installments. If you don't repay in full and on time, the interest will be charged in full at the rate of five ten thousandths per day from the date of entry, just like consumption. Before 3/3 1, there was a handling fee discount for CCB's bills in installments. I have calculated it for you at the preferential price. You can also log on to their credit card website and click on the bill installment to learn more.