a: the bank's approval of credit card applicants mainly includes proof of income source (work certificate), proof of holding property (such as car and house), considerable record of deposit in the account, and the presence or absence of guarantor. If you provide one of them, it is easy to get a credit card in the bank. Some banks also offer several credit cards suitable for students. I suggest you look at the bank's website.

the difference between credit card and bank card

a: credit card is one of the bank cards.

Use of credit card

Answer: The characteristics of credit card are: consumption first, repayment later, repayment before the repayment date stipulated by the bank, and no interest or handling fee is charged for the arrears consumed. The longest interest-free day in a general bank is 56 days. For example, if you spend 5 yuan on the 1st, you can pay back 5 yuan to the bank on the 26th of the following month, and the bank will not charge any other fees. Credit cards can also accumulate credit, which is conducive to dealing with banks in the future; You can also leave a credit stain (for example, if you don't pay back the arrears), and it will be difficult to deal with banks in the future.

What other questions do you think you can continue to send messages to ask me?