Legal citizens between the ages of 18 and 60 can apply for a credit card. Since credit cards currently applied through online applications must be activated in person, some commercial banks do not have branches in some areas, which means that they cannot handle face-to-face interviews. Therefore, you cannot apply for credit cards from certain commercial banks in some areas. Panzhou City is a county-level city, and the four major banks have branches in general county-level cities, so you can still apply for credit cards from the four banks of Industry, Agriculture, Construction, and China. .