1, personal credit problem.

But when it comes to loans, credit cards and other related matters, it will definitely involve personal credit information. If the personal credit information is not good, even applicants who have been overdue for many times or blacklisted by banks generally cannot apply for bank credit cards.

2. Not eligible for application.

In addition to personal income, credit information and other requirements, there are also considerable requirements for personal financial resources such as age, working years, nationality and nature of work. If these requirements do not meet the requirements of the bank, the application may be rejected by the bank.

3. Risk groups

Some people are risk groups defined by banks, such as those who forge other people's information to apply for loans, those who find anomalies during information verification, and those whose applicants do not exist. During the application process, the bank cannot apply through the applicant's credit card.

4. Unable to meet the income requirements.

When applying for personal data, banks mainly consider the future repayment ability. Among them, personal income is bound to be within the imagination of banks. Generally, banks have regulations that require a bank credit card. What are the basic requirements of income? If the personal income does not meet this requirement, the bank cannot approve it.

5. Incomplete data preparation

In the process of applying for a credit card, individuals often need to provide personal identity cards, copies of identity cards, applications, personal income certificates, credit reports and other related certificates. If the information required in the application process is not fully prepared, you will not be able to obtain a credit card through the background of the bank.

I hope my Huda can help you.