Suning installment payment does not require a credit card and is an installment payment carried out independently by the mall.

If you buy in a physical store, you can ask the store owner whether you can pay for the purchase in installments;

If the store owner agrees, you can purchase in installments;

Sign a simple installment plan Payment agreement;

Submit your personal ID card and contact information to the store;

And provide corresponding evidence that you can afford the installment payment.

Note: This type of installment is an independent private installment payment.