unionpay card consumption abroad can be used by merchants with unionpay logo. It is settled in RMB, and the exchange rate is the real-time exchange rate of unionpay on the trading day. Consumption abroad, a non-UnionPay card, can use the logos of international organizations, such as VISA, MasterCard and JCB, and settle in US dollars or Japanese yen. The exchange rate is the exchange rate announced by the international organization on the transaction entry date.
the above contents are for your reference. please refer to the actual business regulations.
if you have any questions, please contact online customer service of Bank of China.
you are cordially invited to download and use China Bank Mobile Banking APP or BOC Cross-border GO APP to handle related business.