1. How to calculate the repayment when buying a car by installment with a credit card

The user applied for a car loan from a bank. After the approval of the bank, the bank will send the user a credit card, which is used to repay the car loan every month. Banks generally don't accept car loans, but there is a business of buying cars by installments with credit cards, that is, buying cars by installments with credit card quotas, so credit cards are used as repayment bank cards. This is a car installment business handled by a credit card, which can also be understood to be similar to a car loan. It means that a large amount of special installment payment is approved on the credit card, and you can directly repay it to the card without activating it. The card letter of the credit card will indicate the billing date of each month, and the repayment date of each month is the 2th day after this bill date. The repayment date of each month is fixed. When the bill of the first month is issued, you should receive a text message to remind you of repayment. In addition, the user must return the money to the credit card on time every month. Unless there is an agreed grace period for repayment, there will be a credit report on the overdue day. I. Process of installment payment for car purchase by credit card (I) Apply. After optimistic about the vehicle to be purchased, fill in the application form for automobile consumption loan and the questionnaire on credit status, and submit it to the loan bank together with the relevant certificates of personal situation. (2) The bank conducts pre-loan investigation and approval. Banks will promptly notify borrowers to fill in various forms if they meet the loan conditions. (three) notify the borrower to sign a loan contract, a guarantee contract and a mortgage contract, and go through the formalities of mortgage registration and insurance. (4) Loans issued by banks (directly transferred by banks to the accounts of automobile dealers). (5) The borrower shall pay the down payment to the car dealer, and go through the formalities of car pick-up with the passbook and the car pick-up slip issued by the bank. 2. Materials needed for installment payment of car purchase by credit card: 1. First, apply for a credit card; 2. Give you a loan to buy a car according to your credit history (that is to say, you should activate your card when you get it, then use it for a period of time, swipe your card frequently, and then pay back the money on time. Don't fail to pay back the money after the deadline. The credit history is good); 3. Each bank cooperates with the designated car dealer, which means that you can only choose the car brand provided by the bank, and then after choosing the brand, you should choose the loan period according to your own economic situation (only one year, two years and three years); 4. Then go directly to the bank outlet to find the account manager, and they will handle it for you, usually within 15 working days.

Second, can I buy a car by installment with a credit card?

Hello, you have to meet the following conditions and need your property certificate. At the same time, you need to have the model you need. You should consider the car loan conditions with reference to some requirements. (1) You have valid identification and full civil capacity; (2) Can provide fixed and detailed proof of address; (3) Have a stable occupation and the ability to repay the loan principal and interest on schedule; (4) Good social credit; (5) Holding the contract or agreement of the lender for car subscription; (6) the cooperative organization stipulates its conditions. Application materials for car loan (1) ID card, household registration book or its valid residence print; (2) professional and economic dealers sign car purchase agreements and contracts (4) banks or lending institutions require their information.