The most important requirements for applying for a China Merchants Bank credit card are that you are between 18 and 60 years old (25 to 60 years old for foreigners), have certain financial capabilities and have a good credit record. The result of credit card application shall be subject to actual review by our bank. The necessary application documents are copies of identity certificates and employment certification documents. If you can provide other financial documents, it will be more helpful for us to understand your personal situation and determine your credit limit.
The detailed application information is as follows:
1. Proof of identity: usually an ID card (if you are using a new version of the ID card, a copy of the front and back is required). Military personnel need to provide a military ID card. Copies, (Foreigners: passport and residence permit or employment permit; Taiwanese: Taiwan Compatriot Permit and Employment Permit; Hong Kong and Macao citizens: Return Permit and Employment Permit/Residence Permit);
2. Work Proof: It can be the original work certificate issued by the employer (please indicate the specific company name, department, position and income, and stamp the company seal or personnel seal), or the original work certificate verified by the promoter\ A copy of the license plate;
3. Proof of financial resources: It can be a bank salary record, or income tax withholding certificate, or documents proving the market value of houses, cars, deposits and investments (such as real estate certificates/car driving licenses/ A copy of the bank's time deposit certificate) and other information that can prove your financial level. Other documents available for reference include: social security personal account list in the past six months, water and gas bills, credit card bills from other banks, etc.
1. How long does it take to sue for overdue credit cards?
1. Generally, credit cards overdu