Ping An Credit Card does not need to be opened independently, and exceeding the limit is usually the default. The default limit of Ping An Credit Card is 10% of the credit limit of the credit card. Only when the credit limit of the credit card is used up, and then the credit card is used for consumption, will the excess limit be used. If the consumption of Ping An credit card exceeds the limit, it is necessary to pay the over-limit fee, which is generally 5% of the actual amount used.

How to apply for Ping An Bank credit card?

Users can apply for credit cards through online channels such as online banking, mobile banking and official WeChat account of Ping An Bank, fill in personal information, submit applications and apply for online Ping An Bank credit cards. Or apply for Ping An Bank credit card at the offline outlets and push points of Ping An Bank, and submit a paper application form for offline application.

The speed of applying for Ping An Bank credit card audit through different channels is different, and the final audit result is the same.