Question 1: How to get IOUs in JD.COM by stages? First of all, the JD.COM account you log in must have an IOU in JD.COM and a certain credit line. When making payment, you can choose to pay by installment in JD.COM.

As shown in the figure below:

note:

"The main content of JD. COM IOUs means that consumers can apply for a personal loan of up to RMB 6,543,800+RMB 5,000 when shopping in JD.COM, and repay it in installments within 3-24 months.

Question 2:JD.COM borrows money in installments, and the repayment date is just short of money. Can this bill be paid in installments again? There are some questions about installment payment:

Generally, you can accept the bill installment by calling the customer service center of the issuing bank or telephone banking. ICBC cardholders can handle installment payment at ICBC outlets, ICBC online banking, telephone banking and mobile banking, and China Merchants Bank can handle it at the bank's online banking.

Although the bank has introduced the installment payment of bills, it does not mean that every cardholder can pay by credit card;

General banks should evaluate the credit status of cardholders according to their credit limit and credit records of credit card consumption. Only after the assessment is passed can the cardholder make installment payment smoothly;

If the evaluation result is not satisfactory, the bank may reject the cardholder's application for installment payment or not give the cardholder the amount of installment payment he wants;

Cardholders can fully consider their own financial situation and apply for installment by telephone.

Question 3: What is the installment interest rate of 3:JD.COM IOUs? JD.COM Mall has launched the public beta of white strip business. Consumers can take away the goods when shopping in JD.COM Mall and use them after 30 days without paying, which means that users who use white stripes in JD.COM Mall can enjoy almost the same interest-free period as bank credit cards. Speaking of interest-free period, users with white stripes can also enjoy another great benefit, that is, the 30-day interest-free period can be combined with the credit card interest-free period. That is to say, users can pay by credit card after enjoying the 30-day interest-free period of JD.COM IOUs, and enjoy the interest-free period of bank credit card for up to 56 days again, totaling up to 86 days.

Of course, you have to pay it back after the interest-free period, otherwise you can only choose to pay by installment. Installment payment must be accompanied by a certain interest rate, which may be the price of enjoying life in advance. However, compared with bank credit card installment payment, users can still get great benefits. Specifically, the handling fee for installment payment is 0.5% for each installment, and 0.03% liquidated damages shall be added for overdue payment. The five major state-owned banks charge 0.55%-0.75% handling fees for credit cards by stages, and impose a penalty interest of 0.05% every day. In this way, the discount of JD.COM IOUs will be even greater.

Please give points

Question 4: Will 4:JD.COM repay the second installment of the IOU on March 4th? Because your prepayment does not affect the bill date, prepayment is related to the increase of the small white mark. Does not affect the installment bill.

Question 5: Can 5:JD.COM IOUs be repaid in installments? The shortest period is 3, the longest period is 24, and each period is one month. Sub-rate is 0.5% per period.

Question 6: How to divide JD.COM's bill into installments? Ask for a detailed explanation of JD.COM's white stripes by stages (score 5 points directly if you see clearly the bills by stages).

Question 7: Is the installment payment of 7:JD.COM IOUs calculated from the month when the order is placed, or from the month after the payment is calculated?

Question 8: How does 8:JD.COM pay by installment? Hello, the specific process! The installment payment in JD.COM Mall can be divided into white installment payment and credit card installment payment. White staging means that you have JD.COM white and then choose to use white staging; Credit card installment means that you pay by credit card first, and then choose installment bill after the credit card bill is issued.

Question 9: What is the leucorrhea of 9:JD.COM? How much is the installment service fee? You can enjoy 24 interest-free installments for the first time.

You will be prompted when you use it again. I've seen 0.5%, and there may be other rates.

Question 10: Can I still apply for installment payment after I have typed the IOU in JD.COM? After payment, I can't pay by installment. I'll choose to pay by installment if you give me an iou.