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What does it mean when a credit card statement shows cross-bank consumption?

It is recommended that cardholders verify the specific consumption content with the bank’s credit card customer service, and can also apply to retrieve the purchase order.

Credit card inter-bank consumption means that there is no handling fee for swiping the card at the POS machine of a different bank (a bank different from the card issuing bank). If you swipe the card at the POS machine of a different bank to withdraw cash, a handling fee will be charged

Required conditions for bank credit card application:

1. Mainland residents aged 18 to 65;

2. Have a stable job and monthly check-in income;

3. Fill out the credit card application form and sign in the "Applicant's signature" area.

Information for bank credit card application:

1. Copy of ID document, proof of work, proof of income, etc.;

2. Provide bank deposit certificate, real estate certificate, Degree certificate, etc.;

3. If the registered permanent residence is in other places, overseas personnel apply for local jobs, and active military officers apply for credit cards in their own names, some card-issuing banks may require a temporary household registration issued by the local public security department or Certificate issued by relevant departments (including work certificate).