1, the credit card will not take effect until it is activated and cannot be used. Cardholders cannot use their credit cards until they activate them.

2, and because the credit card is likely to be cancelled if it is not activated for a long time, if the credit card is not activated after processing and wants to use it again after a while, you must first check with the bank to see if it is cancelled. If it has been cancelled, you must apply for a new credit card.

3. Generally, if it is not activated for half a year, the bank will cancel the credit card you applied for. However, some banks will contact cardholders before canceling their credit cards and ask if they are willing to open them. If you are unwilling to open a card, the bank will cancel your credit card. If you are willing to open a card, the bank will keep your credit card.