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Why did ICBC adjust the minimum repayment amount of credit cards?
Minimum repayment amount of ICBC credit card

The minimum monthly repayment amount of ICBC credit card will be reflected in the monthly bill. General banks will automatically send documents after settlement on the settlement date. Please refer to the repayment amount indicated on the bill. You can also refer to the calculation method of the minimum repayment amount:

China Industrial and Commercial Bank credit card minimum repayment method;

1, after selecting the minimum repayment amount of ICBC credit card, you will no longer enjoy the interest-free repayment treatment. The minimum repayment amount of ICBC's credit card includes:

The sum of the minimum outstanding amount in the last bill and the overdraft balance of the current account on the statement date 10%.

2. In other words, the minimum repayment this month is 65438+ 00% of the total amount of your latest credit card, plus the outstanding part of the minimum repayment last month (if the minimum repayment last month was not fully paid off), and finally, plus interest.

Note: The minimum repayment amount of ICBC's credit card is calculated from the date of consumption, not from the date of final repayment. Please pay special attention to this.

The minimum repayment amount of ICBC's credit card is not interest-free, and the interest is calculated at the daily interest rate of five ten thousandths.