If you apply for China Merchants Bank credit card online, there will generally be a credit link, that is, the staff will call the reserved mobile phone number or company number to inquire about the situation, and you can directly explain to the customer service that you don't want to apply.

If the application is made through a bank salesman, or the bank fails to issue the card directly through the credit reporting link, you can also call the bank service hotline or go to the bank outlet counter to cancel the card after getting the credit card, and you can also cancel the card if the credit card is not activated.