1. In hotels, hotels, car rental companies and other businesses, it is not possible to complete the consumption and settlement of businesses at the same time. Commercial enterprises will choose to use the pre-authorization transaction operation to obtain the authorization of the card issuer and collect money from the cardholder according to the settlement amount (that is, pre-authorization confirmation).

2. After the merchant requests authorization, your credit card account will limit the funds to the specified credit limit or account funds, and the authorization period is within 30 days from the authorization date (if additional authorization amount is required, the additional period is 30 days). If you pay or cancel this authorized consumption in other ways, you should ask the merchant to cancel this authorized transaction at the same time of checkout. After the transaction is cancelled, the original preset credit limit or account fund freeze will be automatically cancelled after the preset validity period or pre-authorization is exceeded.

3. When you can't make face-to-face settlement for some reasons, the merchant will automatically deduct the transaction amount through the card issuer within the range of your pre-authorization limit of 1 15% according to your consumption records or documents within the validity period of pre-authorization, according to your actual amount to be settled.

4. The original pre-authorization will be cancelled automatically when the pre-authorization consumption funds are settled and recorded.