The use of credit cards will be subject to risk monitoring by the credit card application platform. As long as the user uses it improperly, the credit card status may be abnormal, affecting the normal use of the credit card, and more seriously, it may cause the card to be blocked. Card. So, what’s going on with the abnormal credit card status? There are mainly these reasons!

1. There is a risk of fraud. When a user engages in risky behavior when using a credit card for transactions, the bank will determine that the card has been stolen. Therefore, abnormal conditions will be displayed when the card is swiped. The most common thing is to suddenly swipe a large amount of money on the card. The bank will call to verify whether the payment is for the person himself, and then take measures according to the situation.

2. Frozen or reported lost status. If the credit card is used improperly, it will be frozen by the bank, or if the credit card is reported as lost, it will show an abnormal status and you need to contact customer service to unfreeze it.

3. Cancel or degauss. If the card has been canceled and you try to swipe the card again at this time, the card status will be abnormal. There are also magnetic stripe cards that have been demagnetized due to too many uses. At this time, the card cannot be successfully swiped for consumption.

4. Quota is limited. The credit card limit not only has a limit, but also a single transaction limit in a single day. If the limit exceeds the limit, the credit card will not be successfully swiped, and the card status will be prompted to be abnormal.

5. Suspected of illegal withdrawal of cash. During the bank's risk control process, the user's card usage will be constantly monitored. If the user has frequent large-value transactions, and each transaction is an integer, the bank's risk control bottom line will be triggered, and the user will be suspected of illegal cash withdrawals. , at this time the bank will take measures, resulting in abnormal credit card status.

6. Wrong password three times. If the credit card enters the wrong password more than three times that day, it will be locked and cannot be used for transactions. If the card is swiped again, an exception will be prompted.

The above is an introduction to the reasons for abnormal credit card status. Users can find out the problem according to their actual situation, and then take measures to solve the problem, so that the credit card can be restored to normal status and the credit card can be used for transactions normally. .