1. If you apply for a loan, it usually takes about 3-5 days to review it.

2. If it is a mortgage or car loan, it may take about 15 days at most because it involves mortgage guarantee.

3. If the credit card application is successful, it will generally wait until the day of the audit result to sign. However, due to the actual situation of customers, the banks that handle face-to-face signing business will be different, so the audit needs are also different. The actual audit time shall be subject to the time specified by Bank of Zhengzhou and the actual audit results.