The cardholder who applies for the ABC personal card master card must meet the following application conditions: (1) a natural person who is at least 18 years old and has full capacity for civil conduct. (2) It has a good credit record and complies with the relevant provisions of the Bank on credit card management. (3) Having lawful, sufficient and stable income or assets. (4) Having a fixed residence, a stable job or a stable business place in China. (5) If credit is granted according to the application score, the application score must meet the minimum requirements of the bank. Individuals who have reached the age of 14 may apply to China Agricultural Bank for a supplementary credit card with the consent of the main cardholder.