The high credit limit of China Construction Bank mainly depends on the personal qualifications of the borrower. Generally, China Construction Bank credit cards can be divided into three types: regular card, gold card and platinum card. Different levels of cards can be applied for. The quota ranges are also different. The better the borrower's qualifications, the higher the quota that can be applied for. The credit limit range of China Construction Bank's credit cards is:
1. The credit limit of China Construction Bank's regular cards is generally a minimum of 1,000 yuan and a maximum of 10,000 yuan.
2. The credit limit of China Construction Bank Gold Card is generally a minimum of 10,000 yuan and a maximum of 50,000 yuan.
3. The credit limit of China Construction Bank Platinum Card is generally more than 50,000 yuan.
1. Which CCB credit card has the highest limit?
CCB Diamond/Platinum Credit Card has the highest limit.
Conditions for applying for CCB Diamond Credit Card:
1. Personal annual income of more than 1 million yuan;
2. Personal financial net assets in CCB reach more than 3 million yuan ;
3. Personal net assets reach more than 10 million yuan;
4. Non-CCB customers, personal financial net assets reach more than 5 million yuan;
5 , personal Long Card annual cumulative consumption of more than 300,000 yuan;
Conditions for CCB Platinum Credit Card:
1. Personal annual income of more than 300,000 yuan;
2 , The personal financial net assets of CCB reach more than 500,000 yuan;
3. The personal net assets reach more than 3 million yuan;
4. Non-CCB customers, the personal financial net assets reach 80 More than 10,000 yuan;
5. The annual cumulative consumption of personal Long Card reaches more than 100,000 yuan;
2. Application conditions for a CCB credit card
1. To apply for a CCB credit card, you must be between 18 and 70 years old, have full civil capacity, have a stable career and income, have good credit status, and have the ability to repay on time ability.
2. Applicants need to work in the local issuing bank of China Construction Bank for six months or one year in total; and their annual income must meet the standards specified by the local branch. The most important thing is to pay attention to the repayment ability. Based on the calculation of monthly salary for 13 months, applicants with a certain social status or whose annual income reaches 5 times the per capita annual income in the area under the jurisdiction of the card issuing bank and who have good credit can apply for a CCB credit card.