The fastest is ICBC 15 days, and CCB 1 month.
There is no charge for processing,
Bring your ID card and proof of financial resources, such as the bank's wealth management card or wealth card, and then the more real estate licenses and automobile production certificates, the better.
For example, ICBC can apply for a credit card with a wealth management gold card and an ID card. The deposit in the wealth management account is 200,000 RMB, and the credit card is about1-20,000 RMB+1-2,000 USD.
Generally, the card is free of annual fee, and ICBC swipes the card 5 times without annual fee!