What's the difference between China Construction Bank's Hong Kong, Macao and Taiwan credit cards and general credit cards? Can you use them in China? Is there an annual fee?
This credit card is a UnionPay chip card, which can of course be used in China. This card has all the functions of the standard UnionPay credit card. In addition, UnionPay preferential merchants in Hong Kong, Macao and Taiwan (including Internet preferential merchants) can enjoy preferential discounts or promotional gifts. Gold card main card 160 yuan/card, auxiliary card 80 yuan/card, if the total amount of credit card spending and cash withdrawal of each card reaches 3 (unlimited amount), the annual fee for the current year will be exempted. 580 yuan/Card, the main card of Platinum Card, and 300 yuan/Card, the supplementary card, will be exempted from the annual fee for the current year if the total amount of credit card spending and cash withdrawal reaches 10 (unlimited amount) every year.