The situation is as follows:

It usually takes 10 working days from the time the review department receives your application information to the time the credit card review is completed. After passing the review, a card will be made for you within 2 working days, and then sent to you by registered mail according to the billing address. Generally, the sending time of registered mail is within 15 days. You can use it after receiving the card activation.

The main functions of credit cards are as follows:

1. It facilitates people’s lives and saves them the trouble of carrying cash. There are no geographical restrictions on the use of credit cards, no matter in the country. When swiping a card anywhere, as long as there is a UnionPay logo, it can be swiped without any handling fee;

2. Can participate in various preferential and discount activities cooperated by merchants and banks;

3 , Points obtained by swiping the card can be exchanged for gifts;

4. Timely repayment after swiping the card improves personal bank credibility.