Quick payment (including cartoon) is the new, safest and easiest payment method launched by Alipay and major banks. There is no need to log in to online banking when making payments. You only need to link your credit card or debit card. You only need to enter your Alipay payment password every time you make a payment to complete the payment. (

Alipay [1] (alipay) was originally a function set up by Taobao to solve the security problem of online transactions. This function was the first "third-party guaranteed transaction model" used. The buyer will pay for the goods. The payment is made to the Alipay account, and Alipay will notify the seller of the shipment. After the buyer receives the confirmation of the goods, he instructs Alipay to deposit the payment to the seller. This completes an online transaction

Conceptual issues