Complaint to the China Banking Regulatory Commission. If your Pudong Development Bank credit card has been debited without permission and your legitimate rights and interests have been violated, you can file a complaint with the China Banking Regulatory Commission or file a lawsuit in court to assert your legitimate rights and interests. Shanghai Pudong Development Bank Credit Card is a standard dual-currency Visa credit card issued by Shanghai Pudong Development Bank. It enjoys a variety of discounts and can even apply for a photo card for free.