Every bank will have a final repayment period, after which it will charge five ten thousandths of interest every day.
If you withdraw cash by credit card, it will generate interest immediately.
After spending by credit card, you need to repay in full before the due date to enjoy interest-free treatment.
If only the minimum repayment amount on the bill is paid before the due repayment date, interest will be charged for all consumer transactions in this bill, and the interest will be calculated at the daily interest rate of five ten thousandths from the transaction entry date.
Credit cards have interest. There will be a daily interest of 15000 yuan for withdrawal. There will be interest if it is overdue. So when it's time to pay it back, you have to pay it back on time, not late. This will degrade your personal reputation and even blacklist your bank.
There are no geographical restrictions on the use of credit cards nationwide, and there is no need to pay interest for credit card consumption, and there is no handling fee for cross-regional deposits. But you have to pay interest and handling fees to withdraw money, whether it is cross-regional or not.
Generally speaking, if it is for consumption, there will be an interest-free period of no more than 56 days. Every bank will have a final repayment period, after which it will charge five ten thousandths of interest every day. If you withdraw cash by credit card, it will generate interest immediately.