To apply for a credit card, we must have the conditions of stable repayment ability, such as proof of work, proof of income, proof of self-owned property, proof of self-owned vehicle and proof of bank assets. However, the entry standard of each bank is different, depending on the requirements of the bank. The method of using a credit card for the first time is very simple, that is, you can get some places to spend. It is ok to use and swipe the credit card, just like we usually pay.

how can I activate my credit card for the first time?

1. How to activate the credit card for the first time depends on the bank's regulations. If the bank stipulates that customers need to go to the bank for face-to-face signing to open the card after getting the card, then customers generally need to go to the bank for face-to-face signing, and then activate the card at the bank counter after the face-to-face signing. When activating, a password is usually set, which should be as simple as possible and easy to remember.

2. If the bank doesn't require customers to sign the card at the bank counter, customers can generally choose the activation method by themselves. They can choose to go to the bank counter to find a staff member to activate, they can also call the bank customer service to APPly for activation, and they can also directly log in to online banking, mobile banking or credit card app to activate the card independently.

how to use a credit card for the first time?

1. We should do this before using it. Before using the credit card for the first time, the activated credit card can be used normally. First, we need to open the card and set the password at the banking counter. We need to set the ID card and credit card when handling it, and we need to enter some personal information when using it for the first time to ensure that it is the cardholder himself or herself.

2. Credit card is the main international payment tool. On international websites, you only need to fill in your personal credit card information to shop directly. If you are on a business trip and staying in a hotel, only a credit card can complete the pre-authorization of the hotel for you. Credit card is not a savings card, and interest will not be settled in the credit card.

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